These Terms govern your use of Polli, a free personal budgeting assistant delivered by SMS text message and RCS (rich business messages) and operated by Connor Higgins (sole proprietor). By texting Polli or using this website, you agree to these Terms. Questions: agentgyro@gmail.com.
Polli is a free personal CFO that lives in a text thread. There is no required app or dashboard. After you opt in, Polli sends conversational replies and occasional budgeting alerts to help you set up a monthly budget, log spending, stay on plan, and decide whether you can afford a purchase. Messages may be sent as SMS text messages or as RCS (rich business messages). If your device or carrier does not support RCS, messages are delivered by SMS instead. You may optionally connect a bank through a read-only Plaid link. Polli never moves money.
You opt in by reviewing the consent language on this site and texting POLLI (or START, YES, or UNSTOP) to +1 (817) 985-3717. Reply STOP to cancel and stop receiving messages. Reply HELP for help. You may also email agentgyro@gmail.com or text the same number. These STOP and HELP instructions apply to both SMS and RCS.
Message frequency varies based on how often you text Polli and whether a budget alert is needed. Message and data rates may apply, depending on your wireless plan. Consent is not a condition of any purchase. The same frequency, rates, and consent terms apply to SMS and to RCS (rich business messages).
Carriers are not liable for any delayed or undelivered messages. Delivery depends on your carrier and device and is not guaranteed.
Polli is a free service. It does not offer loans, cash advances, credit products, or anything that charges you a fee to use Polli. Polli is not a bank, a lender, or a financial institution, and it is not a substitute for a licensed professional. Information Polli provides is for personal budgeting help only and is not financial, investment, tax, or legal advice.
You are responsible for the accuracy of information you send, for any bank connection you choose to make, and for decisions you make with your money. You must be the owner of the mobile number you use to opt in, and you must be able to consent to receive text messages.
Our Privacy Policy explains what information we collect and how we use it, including that mobile numbers and SMS opt-in data and consent will not be shared with or sold to third parties or affiliates for marketing or promotional purposes.
We may update these Terms as the service changes. The current version will be posted on this page. For support, email agentgyro@gmail.com.
Connor Higgins, sole proprietor, operating Polli.